Ok 'or' a bank account. I only meant to say it doesn't really matter in this case as he doesn't have a credit card at all.

Also I would never open a paypal account with my personal bank account. Strange things can happen, you'd be safer with a credit card. I have had some problems with Paypal in the past a company tried to steel money from me with their fingerpointing TOS and overage talk after i'd decided to leave. This was about a dedicated game server, well I spare you the details.