I tried .bmp and .pcx.
I made a quick sphere and applied a texture and it was working fine. Tried that texture on my model and it was still unlit.
went back and re did it with a quick uV and it comes up.
I think what the issue was is that I UV mapped it using Polygons BEFORE I made it into triangles.
It's working now, so I suppose I will have tu UV MAP my model again :-/
At least it's working now

Thanks for the help guys.