1 per zone? what you mean?
Yikes. Ok, here's my advice:
First:
http://www.gamedev.net/community/forums/showfaq.asp?forum_id=15Second:
"Designing Virtual Worlds" by Richard Bartle
"Massively Multiplayer Game Development" edited by Thor Alexander
Third:
"Massively Multiplayer Game Development 2" edited by Thor Alexander
"Developing Online Games" by Jessica Mulligan and Bridgette Patrovsky
Hmmmm... yeaup, that ought to do it.