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The problem with the string being the format, is that it wont refresh as a type! so thats "useless"..
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Yes they will update, and they can be created this way dynamically.
eg:
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//add a new chunk of text to the panel dynamically
pan_setdigits(my_panel,0, 10,10, some_string, arial_font, NULL, NULL);
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//change the contents of it...
str_cpy(some_string, "new content");
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BUT, I cant see an easy way to use inkey with a digits panel....
But I'll keep thinking, I may come up with something...