Based on my sketchy memory of physics 101, I think that the main thing that stops a motorcycle (or a normal bicycle) tipping over is the rotational inertia of the wheels when they are in motion. A gyroscopic effect means that trying to tilt a spinning wheel takes a reasonably large amount of work. I don't know how you would go about building this into the physics environment, but that's what you need to simulate.
Lowering the centre of mass for a four wheeled vehicle means that it is harder to move the centre of mass past its base of support, thus increasing its stability. On a two wheeled vehicle it will just mean that the tipping force acts differently.
If that's wrong then someone tell me, but I think I've got it right. Sorry I can't actually help you.
