Has anyone created a lake effect using pXent_cloth?

If so I'd like to see some samples.

Still trying to make a HydroThunder type game but a static bumpy plane with an added water shader isn't realistic enough.

Thanks!
-Bruce

Or maybe someone has a better suggestion for creating dynamic waves? (using Commercial 8.4).

Thanks all you physics geniuses!
-Bruce

shaders

Not tested yet, but should be possible with cloth and a water shader effect on cloth texture, but the performance of big levels like HydroThunder is questionable.

My suggestion is better to use Vertex Texture Fetch Water effect.
http://developer.download.nvidia.com/SDK/9.5/Samples/samples.html

Links thats maybe helps: