Character making is an incredible amount of work !
I mean quality character, and the best way some times is to buy some good ones from some 3D pack.
Dexsoft have good ones, you could search this way , and the price is very affordable for indies.
If your games ships or become incredibly popular (steam, IndieDb etc ...) you can always pay more for a 3D artist ot make a custom one for you, specially for the hero characters the player will play.
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I have helped on some projects that have been abandonned , even the great Wasteland projects that is now over
But it seems it is redone and in showcase, but no news from a year ??
So for 3D solid assets, send me some PM with some idea or image skecths.
I have Silo and can easily make some 3D solid models really fast , and UVMaps them for you
(realistic texture will be on your own part, im' not strong in that area)