No, the money on the paypal will first be withdrawn to my account, this costs about 10-15 euro. If I'd pay right away, then what do I do with the money on the paypal account? It's not like I buy a whole lot of stuff online. Nor do I need to make such a sacrifice. The price is collected online, and shall be divided from here.

Bank transfers do not cost any money because you pay for the transactions at the end of the year.