Hi jcl.

And... One more question:

The CR, AR, & MI figures 1.88.5 is producing don't seem to make sense. For example, Z3 says one can invest $2000 CR, get an AR of 120%, and realize $500 MI - how does this work?

It was worse when I Tested - the CR dropped to $1677 and the MI went up slightly to $501. $1677 + 120% = $3689 = <8 months of $501...

Thanks.